Why your next paycheck isn’t guaranteed. This morning, the news hit like a bombshell, confirmed by CNBC: Block (Jack Dorsey’s company) is launching another massive wave of layoffs.   But this time, the narrative has shifted. We aren't just talking about "economic cooling" or "post-pandemic rightsizing." We are talking about pure, AI-driven efficiency. Jack Dorsey was blunt: if a machine can do the job, it will. And that realization should be keeping all of us up at night. The

They're Here, But Thinking About Bills: The Plague of Financial Presenteeism.